BCBetter Calculators
Finance

Finance Calculators

Tools to help you make better decisions with your money — from mortgage payments to investment growth.

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Mortgage

Calculate your monthly mortgage payment, total interest paid, and full amortization breakdown.

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Loan Payment

Calculate monthly payments, total interest, and total cost for any personal or auto loan.

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Compound Interest

See how your savings grow over time with the power of compounding interest.

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Simple Interest

Calculate simple interest, total repayment, and interest rate for any loan or savings account.

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CC Payoff

Find out how long it takes to pay off your credit card and how much interest you'll pay.

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Inflation

Calculate the real purchasing power of money over time using a custom inflation rate — see what a past or future dollar amount is worth today.

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Salary to Hourly

Convert any annual, monthly, biweekly, or weekly salary into an equivalent hourly wage — and vice versa.

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Loan Affordability

Find the maximum loan amount you can afford based on your monthly income, debts, interest rate, and loan term.

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Savings Goal

Find out how much you need to save each month to reach any financial goal by a specific deadline, with or without interest.

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Loan Payment

Calculate monthly payments, total interest, and payoff time for any standard loan.

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Hourly to Salary

Convert hourly wage into yearly salary instantly.

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Salary After Tax

Estimate take home pay after taxes using a simple effective tax rate.

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Percent Change

Calculate the percent change between two values and see increase or decrease.

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Margin Calculator

Calculate profit margin based on revenue and cost.

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Markup Calculator

Calculate markup percentage based on cost and selling price.

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Commission

Calculate your sales commission and total compensation based on a percentage of sales.

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Overtime Pay

Calculate your total paycheck including standard wages and overtime pay.

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Percent Off

Find out exactly how much you'll pay and save after applying a percentage discount.

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Profit Margin

Calculate your gross profit margin and markup based on cost and revenue.

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APR Calculator

Estimate the Annual Percentage Rate (APR) of a loan including interest and fees.

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Return on Investment (ROI) Calculator

Calculate the profitability of an investment by determining its ROI.

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CAGR Calculator

Calculate the Compound Annual Growth Rate (CAGR) of an investment over time.

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Sales Tax Calculator

Quickly determine the tax amount and total price of a purchase.

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Break-Even Calculator

Find out exactly how many units you need to sell to cover your business costs.

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Net Income Calculator

Calculate your business's bottom-line net income and profit margin.

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Credit Utilization Calculator

Calculate the percentage of available credit you are currently using.

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Time and a Half Calculator

Calculate your overtime pay using the standard time and a half rate.

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Compound Growth Calculator

Calculate how your money will grow over time with compound interest.

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Hours Worked Calculator

Calculate your total hours worked per week, month, or over a specific duration.

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Pay Per Hour Calculator

Determine your exact hourly wage based on total earnings and hours worked.

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Tip & Split Bill Calculator

Calculate the tip amount and easily split the final restaurant bill among friends.

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Salary Per Month Calculator

Break down your annual salary into monthly, weekly, and daily earnings.

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Work Hours Per Year Calculator

Calculate your total working hours over a full year.

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Salary to Weekly

Convert your annual salary to a weekly paycheck amount.

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Salary to Daily

Convert your annual salary to a daily rate.

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Weekly to Salary

Convert your weekly pay to an equivalent annual salary.

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Daily to Salary

Convert your daily pay rate to an equivalent annual salary.

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Percent Error

Calculate the percent error between an actual and expected value.

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Percent Growth

Calculate the percentage growth or decline between two values.

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Debt Payoff

Find out how long it will take to pay off a debt and how much interest you'll pay in total.

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Car Loan

Calculate your monthly car loan payment, total interest, and total cost.

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Down Payment

Calculate the down payment amount, loan amount needed, and LTV ratio for any purchase price.

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Loan Interest

Calculate total interest paid and total cost for any fixed-rate loan.

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Savings Rate

Calculate the percentage of your income you are saving each month.

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Rent vs Buy

Compare the total 5-year cost of renting versus buying a home.

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Daily Compound Interest

Calculate investment growth with daily compounding and optional monthly contributions.

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Rent Affordability

Find out how much rent you can afford based on your income and expenses.

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Closing Costs

Estimate the closing costs when buying a home based on purchase price and loan amount.

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Interest-Only Loan

Calculate the monthly interest-only payment on a loan and compare it to a fully amortising payment.

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Amortization

Calculate your monthly payment and full amortization breakdown — principal, interest, and balance over time.

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Extra Payment

See how much interest and time you save by making extra monthly mortgage payments.

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Early Payoff

Calculate how much you save in interest by paying off a loan early with a lump sum.

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Monthly Savings

Calculate how much you need to save each month to reach a savings goal.

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Future Value

Calculate the future value of an investment with optional regular contributions.

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Present Value

Calculate what a future sum of money is worth in today's dollars.

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Price / Sq Ft

Calculate the price per square foot for a property and compare two properties side by side.

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Interest-Only Mortgage Calculator

Calculate the monthly interest-only payment on a mortgage loan.

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Extra Mortgage Principal Payment Calculator

See how much interest you save and how many years you cut from your mortgage by making extra principal payments.

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Loan Total Interest Calculator

Calculate the total interest you will pay over the life of a loan.

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Remaining Loan Balance Calculator

Calculate how much you still owe on a loan after a number of payments.

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Car Loan Affordability Calculator

Find the maximum car price you can afford based on your monthly budget, interest rate, and loan term.

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Investment Doubling Time Calculator

Calculate how long it will take for an investment to double using the Rule of 72 and exact compound interest.

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Savings Interest Calculator

Calculate the interest earned on your savings over time with compound interest.

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Monthly Budget Calculator

Calculate your monthly surplus or deficit by entering your income and key expense categories.

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Net Worth Calculator

Calculate your net worth by subtracting your total liabilities from your total assets.

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Debt-to-Income Ratio Calculator

Calculate your debt-to-income (DTI) ratio — a key metric lenders use to evaluate loan applications.

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Stock Profit

Calculate your profit or loss from a stock trade.

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Emergency Fund

Calculate how large your emergency fund should be.

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Rule of 72

Estimate how long it takes for an investment to double.

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Dividend Yield

Calculate the dividend yield of a stock.

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Cost Per Use

Find out how much an item actually costs per use.

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Child Savings

Estimate how much you'll save for your child by a target age.

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Cost Per Mile

Calculate how much it costs to drive one mile.

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Effective Hourly Rate

Find your effective hourly rate from a project fee and hours worked.

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Crypto Profit

Calculate your profit or loss on any cryptocurrency investment.

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BTC Mining Profit

Calculate whether Bitcoin mining is profitable for your setup.

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ETH Staking

Calculate your Ethereum staking rewards over time.

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Staking Rewards

Calculate staking rewards for any proof-of-stake cryptocurrency.

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Crypto DCA

Calculate the outcome of dollar-cost averaging into cryptocurrency.

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Crypto ROI

Calculate the return on investment (ROI) for any crypto trade.

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Crypto Compound

Project crypto portfolio growth with compound interest or staking reinvestment.

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Market Cap

Calculate a cryptocurrency's market cap or target price from a given market cap.

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Crypto Converter

Convert any amount of cryptocurrency to its USD value.

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BTC Halving Profit

Project Bitcoin profit based on historical post-halving price patterns.

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Crypto Portfolio

Calculate the total value of a multi-coin crypto portfolio.

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Crypto Tax

Estimate capital gains tax owed on your cryptocurrency profits.

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Liquidation Price

Calculate the liquidation price for a leveraged crypto position.

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Solar Savings

Estimate how much money solar panels could save you on electricity bills.

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Freelance Rate

Calculate the minimum hourly rate you need to charge as a freelancer.

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Inflation vs Savings

See how inflation erodes the real value of your savings over time.

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EV vs Gas

Compare the annual cost of driving an electric vehicle vs a gas car. Enter your miles, gas price, and electricity rate to see your real yearly savings.

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Electricity Cost

Calculate exactly how much any device costs to run. Enter wattage, daily hours, and your electricity rate to see daily, monthly, and annual costs.

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Currency Converter

Convert between major world currencies using approximate static exchange rates.

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LTV Calculator

Calculate your loan-to-value ratio, equity percentage, and whether PMI may be required.

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AI Content Cost

Estimate the API cost of generating articles with GPT-4o, Claude, Gemini, or GPT-3.5.

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Solar Payback

Calculate your solar panel payback period, 25-year savings, and ROI.

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Side Hustle Income

Calculate your net annual and monthly income from a side hustle after expenses and taxes.

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Inflation Impact

See how inflation erodes purchasing power and what your money will really be worth.

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Retirement

Calculate how much your retirement savings will grow and your monthly income in retirement.

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Net Salary

Calculate your take-home pay after federal tax, state tax, Social Security, Medicare, and other deductions.

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Credit Card Interest

See exactly how much interest you'll pay and how long it will take to pay off your credit card balance.

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